Following the latest regulation from the FSA, distributors will be required to increase their level of professionalism by moving to a fee-based system, away from commission led practices, which will require changes to their financial planning software. In addition as part of the RDR distributors will also need to increase their level of qualifications. This changing landscape means that distributors will need to revisit their business models and provide a clear indication of their service offering.
In light of these industry factors you could be facing issues such as how to:
- transition to a fee-based model
- provide a consistent, compliant quality service regardless of adviser
- scale advice services and increase time spent with clients without increasing administrative overheads
- meet new training and competency standards
- provide advice relating to financial goals for longer term client management
- integrate financial planning software with existing back-office infrastructure