Earlier this month, I read through the Financial Capability Paper published by the Chartered Insurance Institute, in which the headline grabber is that nearly 11 million consumers who do not currently take financial advice would consider doing so it if they knew about the RDR changes.

Last week the Money Advice Service (MAS) began its TV advertising campaign, designed to assist the public understand that they have a cost free point of access into a service to help them better understand the often very confusing world of Financial Services.

There’s been quite a bit of commentary of late in the marketplace about the UK being on the edge of a stable uplift in the value of house prices. For many home owners this will be welcomed but not without some degree of scepticism.